CII Insurance law (IL) 認定 M05 試験問題:
1. In the context of an insurance claim, what does the principle of subrogation refer to?
A) The insurer's right to pursue a third party responsible for the loss
B) The insurer's right to reduce the claim payout
C) The insured's obligation to provide all relevant documents to the insurer
D) The insured's right to receive compensation up to the value of their loss
2. For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the characteristics of a corporation aggregate?
A) It is answerable to its shareholders or members.
B) It is an organisation with a separate legal existence to its membership.
C) It is a legal person representing one official position.
D) It is not treated as a separate legal entity.
3. What is the most common for of corporation?
A) Statutory corporation.
B) Registered corporation.
C) Corporation sole.
D) Chartered corporation.
4. For this question more than 1 option is correct. You must select all the correct options to gain the mark.
A proposer for private motorcycle insurance carelessly states the motorcycle's engine capacity as 500cc when in fact it is 1500cc. A policy is issued by the insurer on this basis. In the event of a valid claim causing damage to the motorcycle, what potential remedies are available to the insurer under the Consumer Insurance (Disclosure and Representations) Act 2012?
A) Avoid the contract, refuse all claims and keep the premium.
B) Reduce the claim amount in proportion to the premium it would have charged.
C) Apply any terms it would have applied if the misrepresentation had not taken place.
D) Reject the claim, but maintain the policy.
5. Which of the following is true about insurable interest?
A) The policyholder must have an interest in the property at the time of policy purchase but not at thetime of loss
B) Insurable interest is only required for life insurance policies
C) Insurable interest must always be proven at the time the policy is issued
D) The policyholder must have a financial stake in the property or event insured at the time of loss
質問と回答：
| 質問 # 1 正解： A | 質問 # 2 正解： A、B | 質問 # 3 正解： B | 質問 # 4 正解： B、C | 質問 # 5 正解： D |
1417 お客様のコメント
品質保証JPexamはIT認定試験のシラバスに従って、試験問題の範囲を正確に絞って、的中率が99％の最新問題集を捧げます。
1年間の無料更新サービスJPexamは1年以内に問題集の無料更新サービスを提供し、お客様がいつでも最新版の問題集を持つことを保証いたします。もし試験の内容が変更されたら、弊社は直ちにお客様にお知らせします。それに、弊社の問題集が更新されたら、早速メールで最新バージョンを送付いたします。
全額返金JPexamの問題集を利用すると、短時間で勉強しても試験に合格できるのを保証いたします。試験に不合格になってしまった場合、弊社は全額返金いたします。(
ご購入前のお試しJPexamは問題集のサンプルを無料で提供いたします。ご購入前にサンプルを試用して製品の品質を確認することができます。ご遠慮なく利用してください。
