Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 認定 Accident-and-Health-or-Sickness-Producer 試験問題:
1. A nonprofit health service plan may NOT issue a contract that covers which of the following types of benefits?
A) Medical expense benefits
B) Vision benefits
C) Dental benefits
D) Disability income benefits
2. Medical expense insurance typically EXCLUDES coverage for:
A) Expenses incurred for primarily cosmetic surgery
B) Hospital laboratory tests
C) Hospital care extending past 30 days
D) Maternity care benefits
3. All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:
A) Immunizations for children
B) Experimental surgery
C) Well-baby checkups
D) Physical examinations
4. Which type of coverage bases benefit eligibility on the capacity to perform activities of daily living?
A) Medicare supplement
B) Long-term disability
C) Long-term care insurance
D) Major medical expense
5. Reasonable and customary charges for health care are based primarily on:
A) Average charges within a geographic area
B) National physician surveys
C) Actuarial tables
D) Insurance industry studies
質問と回答:
質問 # 1 正解: D | 質問 # 2 正解: A | 質問 # 3 正解: B | 質問 # 4 正解: C | 質問 # 5 正解: A |